Independent bookkeeping & advisory firm · Serving clients nationwide, remotely
Wilmington’s credit-card and banking corridor is home to fintechs, lenders, RIAs and advisers, and fund administrators and SPVs. These businesses need clean intercompany structure and audit-ready books, set up in your own QuickBooks file. The scope: this is bookkeeping and management reporting, not bank regulatory filing — we keep the books and coordinate with your CPA, auditor, and counsel, who file.
If your file needs our paid diagnostic first, its fee is credited in full against the cleanup. Either way, you get a fixed fee in writing before any work starts.
Delaware rule: anyone in the business of lending money in Delaware needs a State Bank Commissioner license, renewed yearly, and must keep books, accounts and records that let the Commissioner enforce compliance; each loan gets a subledger an examiner can trace. Source: 5 Del. C. ch. 22.
Delaware finance accounting for the fintechs, lenders, RIAs and fund administrators of Wilmington’s banking corridor: per-entity books with intercompany reconciled, audit-ready reporting and a franchise-tax reserve, in your own QuickBooks file. Monthly bookkeeping runs $500–$2,500+/mo. This is bookkeeping and management reporting, not bank regulatory filing; your CPA, auditor and counsel file.
They took something that felt overwhelming to me as a first-year business owner and made it simple.
What stood out the most was TechBrot Inc’s attention to detail.
Finance entities look fine until an auditor or LP asks for support. Knowing which one you’re in tells us where to start.
Capital moves between the management company, funds, and SPVs, but intercompany balances aren’t reconciled — so consolidation doesn’t net and no entity has clean standalone books. The fix is matched due-to/due-from accounts reconciled every period and a documented allocation method, so each entity stands on its own and the group ties out. If intercompany doesn’t net to zero, this is your starting point.
The financials exist but the schedules behind them don’t — so when an auditor, CPA, or LP asks for support, it’s a fire drill. The fix is audit-ready books: clean reconciliations, supporting schedules, and consistent monthly close, so the foundation is always ready. We prepare the books to be audited; your auditor issues the opinion.
Each Delaware entity owes the annual franchise tax, and finance structures spawn entities fast — so reserves go untracked and some entities have no real books at all. The fix is a franchise-tax reserve per entity and a clean set of books for every entity in the structure, so nothing is forgotten and your CPA and counsel can file on time.
Every engagement is scoped to your entity structure and reporting needs, delivered in your own QuickBooks file by your TechBrot team, with every close reviewed by a Certified QuickBooks ProAdvisor.
Clean standalone books for the management company, funds, and SPVs — so each entity’s financials are real and ready for your CPA and auditor.
Delaware QuickBooks setupMatched due-to/due-from accounts and a documented allocation method, reconciled every period so the group consolidates cleanly without double-counting.
Delaware monthly bookkeepingClean reconciliations, supporting schedules, and consistent monthly close, so the books tie out when the CPA, auditor, or an LP asks.
Delaware bookkeepingThe annual franchise tax tracked and reserved for each entity, with the share and gross-asset figures both methods use kept ready — filed by your agent or CPA.
Delaware franchise tax helpInvestor and lender-ready management reporting and, where needed, fractional CFO depth — forecasting and board packages built on clean books.
Fractional CFOReconcile intercompany, rebuild per-entity books, set franchise-tax reserves, and reconcile to an audit-ready baseline across the structure.
Delaware cleanupRunning a fund-admin platform, loan-management system, or portfolio tool? We reconcile to it — we keep the books, your specialists keep the regulated functions. Ask on a call.
Every Delaware finance engagement follows the same four-phase rhythm — books accurate first, audit-readiness second, reporting third.
A 30-minute call to map your entity structure, intercompany flows, reporting cadence, and where the books need to be audit-ready. No pitch.
Build per-entity books and intercompany structure, plus a cleanup to reconcile and set each franchise-tax reserve.
Per-entity monthly reconciliation, intercompany netting, supporting schedules, and consistent management reporting — built to be audited.
Investor, lender, and board reporting and, where needed, fractional CFO forecasting and analysis on clean books.
Once every entity has clean books and intercompany ties out, the question shifts from “are the books right?” to “can we show them to anyone, any time?” Whether an LP, lender, auditor, or acquirer asks, the answer should be yes without a scramble — consistent close, support behind every number, reporting that holds up. That readiness is what lets a Delaware finance business raise, borrow, and scale.
That’s where advisory comes in: a QuickBooks ProAdvisor, and fractional CFO depth where you need it, turning clean books into investor and lender reporting, forecasting, and board packages — while your CPA, auditor, and compliance counsel handle filing, audit, and regulatory work. Explore fractional CFO & advisory
Checked against the Delaware Division of Corporations and the Division of Revenue.
Not sure where your file stands? Start with the free QuickBooks file review · how Delaware compares: state-by-state tax quirks · just formed? after you incorporate in Delaware.
No — and we’re explicit about it. This is bookkeeping and management reporting, not bank regulatory filing. TechBrot is not a bank, broker-dealer, RIA compliance filer, or auditor, and we don’t prepare call reports, Form ADV, regulatory capital filings, or audited financial statements. What we do is keep the underlying books clean, consistent, and audit-ready in your own QuickBooks file, so your CPA, auditor, and compliance counsel have a reliable foundation to file and audit from.
Fintechs, specialty lenders (including lenders licensed by the State Bank Commissioner under 5 Del. C. ch. 22), RIAs and investment advisers, and fund administrators and SPVs — the businesses around Wilmington’s credit-card and banking corridor. What they share is structural complexity: multiple entities, intercompany flows, and investor or lender reporting that demands books which tie out. We keep those books; your regulated functions stay with your specialists.
Yes — that’s a core reason finance entities come to us. We maintain per-entity books with intercompany reconciled, clean supporting schedules, and a consistent monthly close, so when your CPA, auditor, or an LP asks for support, the numbers tie out without a fire drill. To be clear on the line: we prepare the books to be audited; your independent auditor issues the audit opinion.
We set up clean books for each entity — management company, funds, SPVs — with matched intercompany due-to/due-from accounts reconciled every period and a documented allocation method, plus a consolidation approach your CPA can work from. Capital calls and distributions are reconciled to the books; the fund administration, valuations, and any regulated reporting stay with your fund administrator and counsel.
Every Delaware entity owes the annual franchise tax — a flat $400 for an LLC, or $175 to $200,000 for a corporation ($250,000 for a Large Corporate Filer) by the authorized-shares or assumed-par-value method — which we track and reserve for in the books, keeping the share and gross-asset figures both methods use; your agent or CPA files it. There’s no Delaware sales tax, but certain in-state activity can be subject to the gross receipts tax, which we track by activity where it applies.
Under the licensed-lender chapter (5 Del. C. ch. 22), anyone transacting the business of lending money in Delaware needs a license from the State Bank Commissioner; each license expires on December 31 and is renewed annually. The licensee is subject to the Commissioner’s supervision and examination, annually or at intervals the Commissioner sets, and must maintain books, accounts and records of its transactions that let the Commissioner enforce full compliance. For the books, that means a loan-level subledger (principal, interest, fees, payments and charge-offs) that ties to the general ledger each month, with the support behind every entry kept where an examiner can trace it. The license, the exam and any regulatory filing stay with you and your counsel; we keep the books an exam reads.
With a cleanup. We reconcile intercompany, rebuild clean per-entity books, set each entity’s franchise-tax reserve, and reconcile to an audit-ready baseline across the structure — then move you onto a consistent monthly close with management reporting. Starting ahead of a raise, an audit, or a lender request is the normal case. Prefer to talk first? Call (877) 751-5575 and a client advisor will scope it with you.